When you work for a large company in a specialist role, the role of HR is actually more important to you than you often realise as you go about your day to day work.

HR provide a support role that impacts a lot of what you do, from reimbursing your travel expenses to keeping track of your annual leave, and from helping onboard new team members to providing references should you move on.

What Good HR People Do for Teams

A good HR department will also keep staff up to date on any process or policy changes, and ensure that anyone joining the business knows how to do the HR related personal admin they need to do.

They will also make sure that managers brought into the business understand things like corporate appraisal procedures, and how to deal with complaints, disciplinaries and other matters that may arise in their teams in compliance with company policy. Often, managers may also need to liaise with HR to retrieve information from their databases and systems they use like xcdhr.com about their staff, for instance statistics on their department’s sickness record.

Naturally, this means that good HR teams do a lot of communicating, and thanks to technology there are now more and more ways to make HR comms and policy documents easier to access. Here are three ways these can be used to make your HR team better at communicating with and supporting other staff:

Well Managed Intranet Portals

Intranets are not a new idea by any means, and many large companies have had them for as long as 20 years. However, advances in content management systems now make it easier to ensure that the policy documentation held in the HR part of your corporate intranet is up to date, easy to find, and accessible to the right people.

If your intranet is a bit dated or you feel the HR portal could do with an overhaul to make it more useful, then this could be a good way to help people engage more with HR services.

Communication Via Targeted Groups

When people are constantly receiving ‘all staff’ emails from HR that don’t actually affect them, they begin to see these as things to put off reading or even as a drain on their time.

Using your HR data, it is easy to create targeted groups on the fly, so you only send communications to the people they affect. If a policy change only affects people above a certain pay grade, send it to them. Having a special seminar for women in the company? Send the invite to all your female employees. Changes to policies for shift workers? Don’t bother those who don’t work shifts with it. This creates a culture where people see HR comms as important and worth reading.

Let People Book Appointments Through a Shared Calendar

Sometimes people want to talk in person with an HR representative for all manner of reasons, often private ones. Allowing for a system where appointments can be booked through a shared calendar makes this far easier.

These are just three easy ways to improve the relationship between HR and staff using technology you most likely already have in better ways.

Herman Fisher, CEO and Inventor of Spoon Sleep, a revolutionary new mattress with patent-pending sleep technology that uniquely supports the body’s various pressure points for an unparalleled sleeping experience totally new to the market joins Enterprise Radio.

Listen to interview with host Eric Dye & guest Herman Fisher discuss the following:

• What inspired you create the Spoon Sleep mattress?
• How long did it take to concept and develop?
• Why did you take the leap to leave your position at Rubberlite and start this company from the ground, up?
• What makes Spoon Sleep so unique?
• Any advice for inventors or entrepreneurs thinking of taking a chance like you did?

Spoons Sleep CEO and Inventor Herman Fisher, an engineer and former executive at Sealy Inc., initially hatched the idea for Spoon Sleep as a way to address the shortcomings of today’s modern foam mattresses. Most recently serving as Vice President of New Technology at Rubberlite, a leader in custom-engineered foams and composites. Rubberlite also manufactures a highly durable foam used in the rail beds for trains to help absorb harmful and bothersome vibrations. After Herman figured out how to adapt this railroad grade foam for use in mattresses, Spoon Sleep was born.  During Herman’s career, he developed numerous products that yielded patents found in mattresses today.

Throughout his time at Rubberlite, Inc., Herman managed sales, production, engineering, procurement, and quality and product development. He introduced the startup division to Rubberlite where he ushered in a new era of innovation for the company. Herman has technical insight and innovation skills that help support advanced technologies and concepts.
Prior to Rubberlite, Herman was in an executive role at Sealy Inc. as the Director of Manufacturing. Herman had oversight of $65M in manufacturing operations with full P&L responsibility. Also, he was a lead collaborator in the introduction of a latex foam manufacturing facility.

Herman has an Accounting and Engineering background where he received his B.S. from the University of Cincinnati and an M.B.A. from the University of Scranton.

Website: www.spoonsleep.com

Social Media Links:
Facebook: https://www.facebook.com/mybedspoons
Twiiter: https://twitter.com/mybedspoons

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Are you a craftsman or an artist? Do you find joy in creating? Tired of working in a cramped, dim space and wanting a place of artistic refuge in your home? A workshop can turn a regular old garage into a beautifully productive one. If you own a home and you’re looking for a project to benefit the whole family, consider upgrading your garage into a cool new work space. It doesn’t take much-just a bit of planning, a few afternoons, and some raw material. No matter what your interest may be, a workshop provides a comfortable and rewarding space. You’ll have a simple place to make lasting memories and more room to grow. Once you’ve got a space going, invest in some useful new tools and essential workspace machines. You’ll be building the project of your dreams in no time at all!

Maybe your kids need a place to paint, or your spouse is desperate for a craft space. Do your tools need a proper home? A workshop is the absolutely fantastic idea! Head down to your local hardware and supply store. You’ll be able to shop for tools, price out material costs, and even make yourself a wish list. Once the shop is completed, there’s no end to the possible projects to complete. From summer deck upgrades to winter bathroom remodels, with a working shop you’ll be able to get the job done. After you’re set with the material and vision, you’re going to need the right tools.

A garage full of tools is an invaluable investment. With the right apparatus for the right job, nothing is impossible. If you’re looking to get some serious work done, you’re going to need more than just a hammer and screwdriver. Vice grips are a must have for a home shop. A circular saw is also a great idea to have in a workshop. By far, the best purchase you can make is an air compressor. Air compressors are the workhorses of the home garage. From inflation to cleaning, the power of a good air compressor is unmatched. With an air compressor, there’s no more exhausted pumping on a tire inflator. You’ll be able to clean out old electronics with precision and ease. The power of compressed air is often underestimated, when in fact its uses are endless.

Isn’t it time to upgrade the garage to a much more useful space? Even if the garage is strictly home to vehicles, consider building an addition onto your home. With the helpful assistance of your local hardware supplier and some quality tools, you can build a space that will truly last a lifetime. Think of the wonderful memories a workshop could provide! From solitary late nights working on a new invention to teaching a child to build a birdhouse, creating and growing is part of life. What could you do with a box full of tools, a quality air compressor, and valuable time? If your answer is “make memories,” then you’ve got just the right idea.

Content is the ultimate marketing tool for any brand that is online. However, it is at the bottom of the minds of most small businesses when drawing their development strategies. In fact, many business owners and entrepreneurs think that they know their products better and are thus best placed to develop content for these products. Businesses that have engaged professional online paper writers have a story of triumph to tell.

Content writers are professionals who understand the internet and how content is used for digital marketing. These writers are trained and experienced in crafting content that will improve your SEO ranking and also make your products or brand more engaging on social media. Remember that all websites have content, but not all have a favorable ranking. The duty of writers is to ensure that your content is competitive and makes your digital presence and marketing campaigns effective.

Why Hire A Writing Service For Your Business Content?

It is possible to get a freelancer to work on your content. However, content experts are of a different opinion that is based on their experience.

1. You Need Variety- a single writer adapts a particular tone that might not work for all your products or clients. By hiring paper writing website you have access to a wide range of writers. This allows you to experience a variety of tones, perspectives and ideas when developing your content. The content will not be monotonous and thus will be captivating to the reader.
2. Better Value For Money- hiring a writing service ensures that you only pay for the writing services. Negotiations will be on the bases of number of words and type of content you need generated. Hiring a paper 123 writer means that you have to invest in a desk, internet, social security, and other amenities the worker will require. Your content will be too expensive to the point of eating into the gains made online.
3. Scalable Services- there are seasons when the demand for content is higher than others. This means that your employee will be overwhelmed. If you hire others on temporary basis, you will have to pay a hefty sum. Writing services have standby writers ready to take on your assignment even in bulk without delays or lowering the quality. The cost of scaling up is similar to that of ordinary content. The standby online writers do not require any induction. They are ready to take on the work immediately. This reduces turnaround time without increasing your cost of generating content.
4. Diverse Content Types – content for business is diverse. It is dictated by changing needs. These different categories include blogs, web content, social media, product descriptions and press releases, among other types. It is almost impossible for a single writer to master the different types and consistently produce quality. Writing services have different specialists for each category. This is a guarantee that you will receive quality content regardless of the category you order. This ensures that your content delivers value for money.
5. SEO – it is not enough to have content about your products and services. The content must be optimized for search engines. This is a professional undertaking that requires you to possess the latest skills and understand the market as well. Part of optimization includes link building and consistency. With paper writing website, your content will be optimized and thus improve your ranking. Optimization is the secret to getting value for money in your digital marketing campaign.

If hiring professional content writers is this important, how do you go about hiring? The temptation is to make a search and order writing services from the first company that appears. This is a risky approach to hiring because you will be dealing with strangers. Their quality is unknown and might end up being a huge disappointment. Here is a summary of qualities you need to look out for when hiring content writing services.

• Killer content portfolio- demand that the writing service present samples of content they have written. You need to have researched and identified the properties that make content captivating. If the content is appealing to you, it will also be appealing to your readers and thus serve your purpose.
• Proof of results- this is similar to portfolio only that you will want to see that their content has achieved desired results. Check where this content has been posted and the ranking of such websites.
• SEO mastery- content is more than a number of words. Check whether the online paper writers have mastered SEO techniques. This includes use of key words and organization of the content. Remember that your work will be presented in the same manner.

A successful content campaign is anchored on consistency. Demand the writers to deliver content consistently in order to build confidence in your clients. Remain the master of your content campaign to ensure that you get desired results.

David Rechberger the CEO and CTO of technology company BoostBox H2 and its technology that helps reduce diesel fuel usage and costs while at the same time improving the environment by cutting greenhouse and other detrimental gases joins Enterprise Radio.

It is good for such varied areas of trucking and marine transportation all the way through stationary power units such as diesel generators.

Listen to interview with host Eric Dye & guest David Rechberger discuss the following:

• What is a BoostBox H2 unit and what is the technology all about?
• In brief, can you explain how it works?
• Can you tell us what audiences the BoostBox H2 can benefit and why it’s important right now?
• As a startup, what have been the greatest challenges you have faced?
• Has been being both a CEO and CTO been an advantage for you?

The 7th generation BoostBox H2 system is a ruggedized 18″x16″x14″ box made of recycled and recyclable materials. Inside, the top half houses our technology and the bottom half is a water reservoir which holds enough water for around 2500 miles of on road use.  This reliable system has a single moving part, a Swiss military grade diaphragm pump.  On-the-road use is as simple as adding distilled water.

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In today’s modern world, a brand can be far more valuable than a business’s tangible assets. As a matter of fact, a strong brand is often a business’s biggest asset. Once a brand is established, it is easy to deliver any kind of product with a relatively high degree of success; customers already have a strong relationship with the brand, making it easy to engage them with new products.

Branding is very important for small businesses. There are hundreds of new companies being established every day; a strong brand is what will set you apart from the competition. It is also important to make the right first steps towards establishing a strong brand.

Defining Your Brand

A brand is so much more than a logo or a tagline. It is the identity and characteristics of your business; a recognizable logo and tagline are parts of that identity. To be able to establish a strong brand, you need to first define the brand you want to have for your small business.

You start by asking yourself several questions. What are the values of your business? Are there personal values and visions that you (as the owner) bring into the business? What qualities do you want the customers to associate with the brand?

Answering these questions will help you establish a good foundation for the brand. That strong foundation is the key to the rest of your branding efforts. Take Apple as an example. Despite the changes happening in the company, Apple is still known as a company of innovators. That is the impact of having a correctly defined brand.

Add the Elements

There are a lot of elements you can add to your small business brand. Each of the elements will add value to the brand. What you want to do is make sure every element remains true to the brand’s identity.

As mentioned earlier, a logo and a tagline are among those elements. You can also think about a particular color scheme, ways to integrate the brand with social media pages and your main website, and of course the packaging of your products.

You don’t have to do everything yourself. It is often better to work with experienced marketing specialists such as eventige.com in order to establish a good brand. The specialists can also advise you on the right marketing efforts to help build the brand in the eyes of customers.

Communicate

That last part, marketing the brand, is the last piece of the puzzle. It is not enough to establish a strong brand. You have to communicate key messages of the brand – and the brand as a whole – in a consistent way.

This means adding branding to your online and offline presence. It also means integrating the brand with your small business operations, including things such as product development and customer service. The better you communicate your small business brand, the higher its value will be.

These are the basic steps to take if you want to get started with your small business brand. It will not be long before customers recognize your business from the brand alone when these important foundations are laid properly.

These days, it’s easier than ever to launch a business. In fact, anyone with a smartphone and an Internet connection can become an entrepreneur practically overnight, causing many people to underestimate the work that goes into such a venture.

The process of building a startup is intricate and time-consuming, however, and those initial stages are arguably the most important. How you lay the foundations of your business now will affect its future success, so cutting corners will only create more problems down the line. To ensure you get it right first time, here are those vital first steps to take as a new entrepreneur.

Conception

The very first step toward building a startup, and probably one you’ve taken already, is coming up with your business concept. To create a killer elevator pitch, you need to ask yourself these three questions: “What will my business provide,” “What problem will my product or service solve,” and, “What makes my business different from others in the market?”

Market Research

Your next step is to scope out the competition. This is an extensive process, and it’s not something that should be overlooked. To increase your chances of success, you need to understand the market for what you’re selling (whether locally or online) and find out if there is a demand for your offering. Research failed startups in your niche as well as successful ones so you can learn from the mistakes of others.

Funding

If you’re going to start a business, chances are you will need some degree of funding. You may be using personal savings, applying for a bank loan, or you might be approaching a private lender or business partner; but whatever your plan, it needs to be solid. Before you write a business plan or even think about planning your pitch, you must know exactly how much capital you need and where it’s going to come from.

Business Plan

Next, you will write your business plan based on the information you have finalized above. This document is incredibly important, as it will be shown to investors, potential partners, and lenders when you’re trying to get your startup off the ground. Your business plan is a comprehensive document, but it’s not a finished one: you will continually update it as your business grows and adapts.

Insurance

Before you launch your business, you need to make sure it is properly protected. Imagine opening a coffee shop or art gallery, only for the premises to be hit by a natural disaster or fire that same day. Your new enterprise needs to be covered from the very first day of business, and the same goes for any vehicles and equipment you own. For specialist business insurance, visit the Bluedrop Services website.

Hired Help

However limited your funds, you will need to hire an accountant and an attorney to help you set up your business so you can make sure you’re following the law. An accountant will work in conjunction with your lawyer to figure out ownership, tax planning, bookkeeping, and contracts. You don’t necessarily need to have these figures on hand at all times, but they are essential when you’re just starting out.

Wayne Washington, the Founder and CEO of a 20-year-old facility management company and continues to work with the best and the brightest in the ‘operational excellence’ field joins Enterprise Radio to discuss optimizing the business value formula.

Listen to interview with host Eric Dye & guest Wayne Washington discuss the following:

• What is the ‘Business Value Formula?’
• How can the ‘Business Value Formula’ explain why companies are not consistently achieving the business results they seek?
• I understand the ‘Resources’ in the ‘Business Value Formula,’ what is included in the ‘Recipes?’
• If the ‘Recipes’ are the critical variable in the ‘Business Value Formula,’ how does one make sure they get the ‘Recipes’ right?
• So, if I first get the ‘Recipes’ right, what’s the pay-off?

Aligning your business strategy, culture, and operating model is important to you and operations expert, Wayne Washington. Expose and eliminate your hidden costs, unnecessary complexity, and disengaged employees, which are ‘value drains’ that significantly impact your business results. Wayne helps you expose and eliminate your ‘value drains.’

Wayne has seen the term ‘operational excellence’ defined many ways over the years. Do you take a top-down or bottom-up approach? Is it a cost reduction or a cost optimization initiative? Will we outsource or establish strategic a partnership? Or, is it simply a workflow process review?

With over three decades of managing operations, speaking, and day-to-day in-the-trenches running a business, Wayne’s view of ‘operational excellence’ is radically different. Wayne has learned ‘operational excellence’ is not a destination, but an ongoing journey in pursuit of a company’s strategic goals. Unlike other operational experts, Wayne sees ‘operational excellence’ as an entire organization working together to: 1.) Transform mindsets; 2.) Measure outcomes; and 3.) Monitor progress.

Wayne, sometimes referred to as, ‘The Doctor of Operations,’ for his skill in diagnosing ailing operations using probing questions; prescribing a course of action based on the diagnostic results; and as one treatment option, serving as a mentor. Wayne’s blend of real world examples, use of a conversational approach, and transparency, connect Wayne with his audiences in an authentic, engaging, and ‘truly unique’ way.

Wayne has served as facility manager for the Mead Johnson Nutritional Division of Bristol Myers Squibb and managed an $18 million annual expense budget and led a team of more than one hundred employees.

Wayne is the founder and CEO of a 20-year-old facility management company and continues to work with the best and the brightest in the ‘operational excellence’ field.

The author of the widely distributed, articles: ‘There are seven ways for your company’s strategy, culture, and operations to align. Only one delivers sustained results,’ ‘Here are the three ‘must-haves’ to align your strategy and your culture’ and ‘Four vital ingredients for successful strategy implementation.’
Companies such as: Vectren Corporation, First Security Bank, Tropicana, and various U.S. city, state, and federal agencies have partnered with Wayne when they wanted their operations to ‘run better,’ ‘execute faster,’ and ‘operate leaner.’

At Bristol Myers Squibb, Wayne lead the Mead Johnson Nutritional Division to just shy of a 30% reduction in operating costs over a three-year period. Wayne also lead a cross functional/cross company team to win the ‘US Department of Energy’s ‘National Energy Award,’ for the best industrial energy project in the United States. When you hire Wayne, you get a driven, focused, and results-oriented individual, as demonstrated thru Wayne’s personal achievement of losing 230 pounds in 11 months using ‘diet and exercise.’

Website: GrowCompanyProfits.com

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Lucas Machado, President at House Heroes LLC a company that flips houses in Florida joins Enterprise Radio to share some insight and to cover the process.

This episode of Enterprise Radio is in association with the Real Estate Channel.

Listen to interview with host Eric Dye & guest Lucas Machado discuss the following:

• How can someone find houses to flip? What are the advantages of each method?
• How does one figure out the right price to buy a house to flip?
• What are the common ways to fund buying a house and repairs?
• What is the step-by-step process from beginning the flip to selling it?
• What should I look for in hiring contractors? Tips?

Lucas Machado is President of House Heroes LLC, a Florida real estate company focusing on buying properties to rehab and rent. House Heroes connects with motivated home sellers through online and direct-mail marketing, serving as cash buyers for the homeowner. Lucas also work closely with real estate investors to provide hard money loans and transactional funding.

Website: www.househeroes.com

Social Media Links:
Facebook: https://www.facebook.com/househeroesllc
Twitter: https://twitter.com/househeroesllc

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Cancer has been around for a very long time. A hundred years ago, your odds for survival were a lot more grim. Nowadays, the odds are much better, especially for certain types of cancer. Doctors and scientists are making amazing discoveries as they try to figure out a way to beat the disease once and for all. There’s still a lot of work to do, but there’s hope for something resembling a cure. That doesn’t mean people know everything there is to know, of course. In fact, the terrifying nature of cancer allows a lot of con artists and swindlers to take advantage of desperate people.

Natural treatments won’t cure you

Things like radiation and chemotherapy are really scary to contemplate, even if you know that they might save your life. They can be incredibly hard on the body, and that takes an emotional toll as well as a physical one. No one wants to think about throwing up all the time and losing hair for a treatment that might not even work. However, the odds of conventional treatments helping you are still much higher than alternative treatments. A recent study published in the Journal of the National Cancer Institute found that opting for alternative treatments doubled a patient’s risk of death. The risk appears to be even higher among breast cancer patients.

A naturopath who promises he or she can cure your cancer the “natural” way is full of it. A naturopath also not a doctor or a scientist, since naturopathy is more of a pseudo science than anything. If it helps you feel more at ease, you may be able to employ some natural remedies alongside conventional treatments, but conventional treatments are usually the key to curing the most common types of cancers. It’s invasive and unpleasant, but you stand a way better chance of being alive at the end of it. If you’re scared about the side effects of chemo and radiation, that’s perfectly understandable. Talk to your doctor about finding the best place to get treatment. It should be at a legitimate medical hospital with a long track record of treating cancer patients. Never believe anyone who says he or she can cure your cancer with diet. That’s not a thing. If it were, cancer would have been cured a long time ago. The people who say claim that pharmaceutical companies are actually hiding a cure for cancer from the masses must have forgotten that pharmaceutical companies like money, and a cure for every type of cancer (or even just one type of cancer) would instantly make a lot of people very rich.

The causes of cancer

People without any sort of medical training also love to tell people lies about how the patient developed cancer. There’s no real evidence linking artificial sweeteners like aspartame to cancer, and that’s true regardless of how many times your aunt forwards you that one chain e-mail. Dental fillings won’t give you cancer either, so there’s no need to cancel that trip to the dentist.  If you eat a lot of meat, there’s evidence linking that to cancer, so you might want to cut back, even if you don’t go fully vegetarian. It’s also a good idea to exercise and try to live a generally healthy life. But there’s no foolproof way to guarantee you won’t ever get cancer. People want easy answers, but a disease as complex as cancer doesn’t offer many of them.

Today, digital currencies have become popular and they are creating a strong impression on the market. Multiple industries have adopted this technology and the online transactions are integrated into the business models for most startups. In addition, it is reported that there are more than 1400 bitcoin ATMs that are being used across the globe.

In this article, you’ll learn about how the digital currencies are changing the business environment.

Cross-border transaction are becoming easy

Traditionally, making international money transfers takes a significant amount of time and it’s also expensive for businesses. However, digital currencies are changing the situation since you can make payments to any part of the world with a click of a button.

While this is a relatively new innovation, the benefits can be seen across various industries. But for this to be applied to all industries there needs to be additional development to make it simpler. The sooner this happens; it will be possible for anyone to transfer money across the continents at a fraction of the cost they pay today.

Over the years, there has been serious lobbying on the formation of a global currency. Digital currencies could be the right candidate to fulfill this goal. As such, there is no need to convert from one currency to another since it bears the same value across multiple countries. Since receiving money through this technology is as simple as sending an email to your friend, businesses are better positioned to handle cross-border transactions.

They offer stability as a reserve currency in any economy

Although digital currencies are still new to the economy, they have a demonstrated stability that surpasses the fiat currencies in use today. For instance, in Venezuela, the inflation levels have risen to about 128% in a few months. However, the bitcoin has remained stable and it has been widely used in the country.

When it’s used as reserve currency vulnerable startups will have a better chance to survive when the economy isn’t doing very well. This issue is prevalent in most third world countries because the governments tend to trigger the inflation in a bid to stay afloat. However, this has a negative effect on most businesses in the countries.

Since the digital currencies are not regulated by central banks, the quantity limits are highly controlled. In addition, the algorithms controlling the creation of these currencies are designed to curb any attempt of fraudulent creation of the currency.

Chargebacks have been dramatically reduced

Chargebacks have been a pain for most businesses in the past. Unethical individuals can buy a product from your business and afterward, they can falsify some information and ask the credit card provider for a refund. As a result, businesses lose lots of money and if you are running a new startup, this can be devastating.

However, it’s possible to curb this menace by using digital currencies. Basically, the transaction is fully completed the second you have money in your account and there is no middle man to remit the funds to you. While refunds are encouraged when the customer deserves it, you can choose to keep the money if there is anything that points towards fraud.

Opportunity to venture into new markets

If you’ve been in business, you probably know that the opportunity to break into new markets comes with difficulties. Since digital currencies are not yet mainstream innovations, businesses that can incorporate this payment method have the opportunity to benefit from the existing population that wants to transact exclusively with digital currencies.

While some people argue that investing in digital currencies is risky business, this is only due to the possible fluctuations in price as well as the continuous evolution of regulations. However, businesses are set to reap huge benefits from digital currencies considering the trends for the last few years.

If your business is willing and ready to address the growing digital currency enthusiasts, you stand a chance to outsmart your competitors.

Taking e-commerce to full scale

For most businesses, accepting overseas payments through credit cards can be tricky due to the prevalent cases of fraud. But when you use digital currencies, it’s impossible to reverse the transaction unless the two parties agree. As such, it makes it possible for businesses to accept payments from almost every country since the chances of fraud are low.

With the ease of sending and receiving funds, the level of online business is set to explode since you can buy from virtually anywhere. To small businesses, this is an opportunity to venture into markets that were previously left to huge corporations since the playground is somewhat level.

Emergence of disruptive lending platforms

The rise of digital currencies has given rise to lending platforms that offer no credit loans which are denominated by normal currencies but they are backed by cryptocurrencies. This enables cryptocurrency holders to leverage the value of their investments and access a loan without the need to liquidate these valuable assets.

Basically, the innovation has come to address the underserved customers by traditional banks who don’t recognize the value of cryptocurrencies. As such, it’s now easier to use your digital currencies as collateral for a quick loan.

Smart contracts and programmable money

When a currency is digital, you can move it automatically which is critical in the implementation of smart contracts with programmable money. To illustrate, a buyer deposits the funds for a transaction in an escrow account where it’s held until the transaction is completed and both parties are satisfied.

Today, more transactions are happening online and for most people, trust is a huge issue. As a result, some people will feel safer when they know that the money is secure in the account awaiting delivery of the ordered goods or services. There is also another option where the money must be authenticated by more than one parties to ensure minimal loss of digital funds when doing trans-border transactions.

Final words

While the digital currencies have been around for some time, it is yet to become a mainstream technology. However, most businesses are finding themselves in a difficult situation when deciding whether to embrace the technology or wait until all their customers are fully equipped to go digital.

Nevertheless, there are those that have realized that the digital revolution is real and have taken full advantage. If you want to get ahead of the pack and make sure your business is relevant in the changing landscape, adopting the technology is a wise move.

With regard to the current trends, the digital currencies will shatter international boundaries and make business easier. In addition, customers are becoming more tech savvy and they demand an easier way of doing online payments.

Kristy Dickerson, businesswoman, mom of three boys, author of Start Balancing, and active CEO and co-founder of STARTplanner, who has devoted her life to providing hope for individuals who are looking to achieve balance, success, and happiness within their own lives joins Enterprise Radio.

This episode of Enterprise Radio is working in association with the Author Channel.

Listen to interview with host Eric Dye & guest Kristy Dickerson discuss the following questions:

• Some say work life balance is too difficult to achieve — how does Start Balancing prove it’s possible?
• What are some simple steps to start getting organized and more efficient?
• Running your own business is especially stressful — how do you keep stress to a minimum?
• We all work too hard and being busy is almost a badge of honor – why is that so terribly wrong?
• What are some of the best ways to manage our time?

Kristy Dickerson, CEO and co-founder of STARTplanner, has devoted her life to providing hope for individuals who are looking to achieve balance, success, and happiness within their own lives! Dickerson has been sought after for keynote speaking due to her relatable story, no excuses tone, valuable advice, and upbeat personality that she entrenches in all aspects of her brands, sharing inspiration and teaching individuals and companies how to get more done.

Featured in business publications such as Forbes, Entreprenuer.com, Inc.com, and speaking to private companies along with universities such as Harvard, her true passion is in inspiring others to achieve success in their own lives!

Website: www.startbalancing.com

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You pull the handle of the slot machine. The lights and bells slowly become alive. As the wheels turn, the first one lands. Then dramatically, the second. As the third wheel falls, the unthinkable occurs. The machine springs into ultimate excitement. You’ve won the jackpot!

If you enjoy the thrill of gambling, you’ll know what it’s like to dream. A casino, at the core, is a place for fun and daydreams. Responsible gamblers visit the casino for not only the big win, but for friendship as well. With the advent of modern technology, you can visit the casino from the comfort of your home. Play poker, roulette, blackjack, and many other popular games.

Gambling online via casinos registered in New Jersey is completely legal and safe. These casinos offer the best odds online and great customer service. No longer do you have to get in the car, fight traffic, and then search for parking at the casino. Simply register online and you’ll quickly be on your way to the next jackpot. Online gambling was legalized in New Jersey in 2013. For a casino to operate online, the corporation must have an actual physical location in the state. Did you know that by playing the odds online, you’ll be contributing to the New Jersey community. It’s true. By law, the casino must reinvest 1.25 percent back into capital to create new jobs and foster growth.

Partner with a safe and regulated casino exchange. Don’t waste precious money or important time with an offshore company. If you end up hitting a big win, cashing out from a casino based in New Jersey is guaranteed. This might not be the case when dealing outside of the United States.

Many people have won life changing fortunes from gambling online. Imagine the thrill of a big win from a poker tournament or the dramatic spin of a roulette wheel. Some poker tournaments can pay out nearly one hundred times your entry fee. If you’ve got a mind for numbers and patterns, online gambling could be your new hobby. When you win big what will buy? Would you get a new car, a new boat, or take a trip around the world?

If you win big and want to celebrate with a new boat, you don’t even have to leave your computer. In this age, you can shop for boats from the comfort of an office chair. Simply find a boat you like online, place the order, and have it shipped. Shipping is a breeze, and the boat shipping options available online are endless.

Playing the odds can be so much fun. Winning a big jackpot makes it all even more exciting! If you’ve been looking to have some fun on the computer, join up with an online casino. All properly registered New Jersey casinos give you the best odds for your money. Make an account today. You might just change your life. Remember, you can’t win if you don’t play.

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Ben Canary, Co-founder of HercuLean Meal Prep located in Indianapolis, helping others get fit quickly by losing fat and gaining muscle joins Entrepreneurial Fit Radio. The 23-and-counting meals that HercuLean Meal Prep offers are currently available in their store, and will soon be delivering across Indianapolis and the Nation.

Listen to interview with host Eric Dye & guest Ben Canary discuss the following:

• The mission of HercuLean & why this is so important to the business’ core values.
• Why HercuLean is different.
• How HercuLean’s meal prepping and plan work into people’s daily lives.
• The emphasis on “macros” & what macros mean.
• Opening of storefront in Indianapolis & how it all came together and how the store is doing.
• Plans for the future of meal prepping, and specifically, HercuLean Meal Prep.

HercuLean Meal Prep was founded in 2017 by two Indiana-born brothers, Nathan and Ben Canary, a bodybuilder, and a food scientist / self-taught chef. The “Macros Curated” mantra is embodied through the 23 meal options available on a subscription basis, for as little as $7. The HercuLean Meal Prep store opened in September 2017, and is located at 3832 82nd Street in Indianapolis, Indiana.

Website: HercuLeanMealPrep.com

Social Media Links:
Facebook: https://www.facebook.com/macros.curated
Instagram: https://www.instagram.com/macros.curated

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In business, cash is king. You need a steady flow of it to run your company’s day-to-day operations, buy new equipment, or market your brand. If a lack of funds is stopping you from starting, running, or expanding your business, then it might be time to take out a business loan. But how do you pick the best one for your company?

Getting a small business loan is not a difficult process, but you have to know what you’re doing. Since the global economic meltdown in the early days of the 2000s, many businesses have faced various issues with financing. The most common one is higher loan interest rates.

However, business loans have started making a comeback in Singapore. But before rushing out to your local bank, you have to ask yourself some tough questions: are you eligible for a business loan? What should you know before applying for one? And – most importantly – how can you do to make sure you get an approval for one? Here are 3 tips to help you build your company with a business loan:

1. Choose the Right Loan Type for You

The right loan type for your business will depend on what you need the financing for. If you’re looking for capital to start your business, it is virtually impossible to get a loan in the company’s first year. Lenders typically require evidence of steady cash flow to prove that you’ll be able to repay the loan. It might be a good idea to look for other sources of capital in this case.

Businesses that are already in operation have more financing options. These include SBA loans, business lines of credit, term loans, and invoice factoring. Do your research to find the best loan type for your business.

2. Find the Right Lender

You can get small business loans from a number of different sources. These include banks, non-profit microlenders, and online lenders. Each offers various products that are tailored to certain operational needs such as lines of credit, term loans, and accounts receivable financing. Again, your choice of lender will depend on which option has the best loan products and terms for your business.

The best business loan in Singapore is the one that offers the lowest annual interest rates. As long as you can handle the regular repayment plan, this is the perfect choice for any small business.

3. Get your Documents in Order Early

As a business owner, you should plan ahead and manage your company’s working capital cash flow efficiently in case you’ll need financing somewhere down the line. It is also important to know your CBS credit score, as well as your current and projected cash flow estimates. This will help you determine if you meet the lender’s minimum annual revenue and can repay the loan.

Once you’re ready to apply for your loan, it’s time to submit your documents. It is simply good practice to keep your records and business documentation safely. If you’ve done this, then this part should be pretty easy for you.

Most lenders will require that you submit a number of these documents with your application. Depending on the lender, they might ask for your business and personal bank statements, tax returns, financial statements, and legal documents for your business.

As an entrepreneur, you’re daily faced with making decisions that will either make or break your company. What adds even more to the already existing pressure is the fact that we always have to be at our best to operate optimally.

To guarantee that you’re always ready to take on tasks that come your way, sufficient rest will be needed. Sleep is one of the ways we get rejuvenated and therefore it’s highly recommended that we get a comfortable and perfect mattress for that.

Despite their busy schedule, entrepreneurs always need to get enough rest and as such must create and stick to a sleep schedule.

A Relaxing Mattress Equals Good Sleep

Good sleep can best be described as high quality, uninterrupted sleep. This is only achievable when we fulfill specific requirements necessary for a good night’s sleep. They include getting a good mattress and creating the right mood and environment for sleep. Entrepreneurs are busy people, so the little time that they get to rest is sacred. Having an uncomfortable mattress will do the opposite of making you relax.

So, for sound sleep, the bed ought to be:

• Perfect for your sleeping position – that means you won’t strain and end up tossing and turning through the night
• The mattress should be comfortable and adjusts to all your needs; this is important if we are to get a good night’s sleep

Every businessperson understands the significance of being able to function well, and a good night’s rest is a sure way of attaining this. We can only perform and get clear solutions to problems in our day to day businesses when we’re not fatigued or exhausted because of lack of enough sleep.

A Relaxing Mattress Equals Good Health

Our health is significantly affected by the quality of the mattress that we use and at large the quality of our sleep. Considering the fact that we spend approximately a ¹/₃ of our lives in bed, there’s no debate on whether you should get the perfect mattress or not. Snoozing on a relaxing mattress improves both your mental and physical health.

Your mental and emotional state is significantly affected when you don’t enjoy some good sleep. Sleep and the quality of our mental health have a close relationship, lack of enough sleep has been known to make people moody and in some cases lead to depression.

An excellent relaxing mattress conforms to your body shape, can handle your body weight and offers excellent support. Your bed shouldn’t be the reason why you experience back or shoulder pains. This can prevent you from efficiently discharging your duties. A lousy mattress will you keep you up all night because you’ll have strained different parts of your body.

You’re an entrepreneur, which means that the growth of your business solely depends on the actions that you take and the decisions that you make. Therefore, it’s vital that you’re always at your best both physically and mentally. Snoozing on a relaxing mattress is one way of ensuring that you’re at your best at all times.

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Are you looking for a healthier way of life? Have you been struggling to break a sweat with some much needed exercise. We all know how hard it is to get back into the gym. The best tool to overcome gym apathy is a solid plan! Never fear: having an incentive to go work out will surely help you reach your goals. If you’re going to be exercising, upbeat music is going to be your best friend. Think of how rewarding it would feel to reach a new personal record while jamming out to your favorite song! With a good exercise plan, a clean diet is critical as well. It can be nearly impossible to eat food that is actually good for you. Consider adding a safe and natural diet enhancer. Ephedra is the absolute best for helping you smash through tough plateaus. With the inspirational power of Ephedra, you’ll not only reach your goals, you’ll reach places you could never have imagined.

Smartphone technology sure has gone crazy over the last few years. When was the last time you upgraded your phone? If it’s been more than a year, definitely upgrade to a new one. With a fancy new phone, you’ll be able to take progress pictures to track your journey. Looking for inspiration? Find an app to help with recipes and diet advice! Have you seen the amazing power of the Samsung Galaxy S8? This phone really takes high-tech to a new level. With a quality headphone jack, you’ll be dancing across the treadmill. Outside of the amazing digital qualities, a new phone just makes everything better.

After you’re done burning up the gym, you’re going to need to eat well. When you the right foods needed for your body, you’ll grow stronger. If you’re more focused on fat loss, Ephedra is a wonderful addition to a healthy diet. Chinese medicine has utilized the power of Ephedra for over 5,000 years. Ephedra is all natural, safe, and a great addition to any healthy dieting regimen. Consider this: having a set routine enables you to reach your goal more quickly. Plan to take your supplement at a set time each day. By doing this, you’ll benefit twice. Ephedra provides a wonderful source of all natural energy and gives you the discipline to keep pushing!

It’s clear to see–having a plan helps you succeed in the gym. If you’re looking to get in shape, set yourself up for success. Find a new phone, pick yourself a diet plan, and research supplement options. Crank up your favorite band and then get to sweating! Did you know that ninety days is all it takes to see a big difference in your physique? It’s true! So, stock up on supplements and fill your freezer with broccoli. Stick to your plan and do not quit. You’ll be rewarded soon enough. Hard work and discipline are the keys to a happy new self!

Everyone who knows you knows that you’re akin to superman and superwoman. How does this magnificent creature do it? they think of you. You get stuff done that no one else can. You juggle more tasks than a trained circus performer. You give and give, all day–to kids, spouse, and/or job. You might win the most-valuable-player award, but you’re dog tired.

Some of the satisfaction in life comes from a job well done. But what you might need to remember is that sometimes, satisfaction also comes from a job not done.

There’s no sin in slowing down, especially since experts say that reducing stress can greatly enhance your life satisfaction, and even length of life. Since you’ve always been the person to give to others and put yourself last, it might be time to stretch those unused muscles and start taking care of you. What can you do to improve your quality of life? You can start by practicing the healthy kind of selfishness.

We’re all taught as kids to be less selfish, and while this aids us as adults 90% of the time, some of us have taken it too far and forgotten how to meet our own needs. We run around like a chicken with its head cut off, tending to others, while our own needs go unmet. We grow frazzled. We grow irascible. We wonder where the simple joy of giving our time and energy ended up.

Thankfully, the joy of giving will come right back, once you give yourself a few gifts first. Remember that you are not more important than other people–but you aren’t less important either! Take some time to give yourself a present or two.

These gifts-to-you will come in a variety of packages. For most of us, we need to take better care of our bodies. We might go to the gym and few times a week and even eat well, but we’re still ignoring persistent health problems. If you struggle with poor sleep, a gift to yourself can be getting tested for sleep apnea, or perhaps cleaning the machine you already have but don’t use enough.  It can be saying yes to more of your impulses, or saying no to others a little bit more. It can be taking a luxurious weekend trip to a spa, turning off all your devices and basking in the silence of zero obligations.

The ways you take care of yourself will be as unique as you are, but experts all agree that self-care is a necessary part of a fulfilling life. You might meet other people’s needs, but don’t wait for someone else to meet yours! You deserve relaxation and care right now, and you deserve to get it from yourself.

Don’t wait–invest in you!

Ricky Miller, CEO and Co-Founder of Carbonadi Vodka, an ultra-premium vodka company based in Southern California joins Enterprise Radio.

Listen to interview with host Eric Dye & guest Ricky Miller discuss the following:

• Where did you start your career?
• What was your first business as an entrepreneur?
• Have you always been interested in the marketing of beverages? Specifically spirits?
• What drives your passion as a business owner/entrepreneur?
• Tell us about your role as CEO of the Carbonadi brand & What made you want to start Carbonadi?
• Why did you want to develop the brand in Italy?
• What makes Carbonadi different? Please tell us about your unique filtration process?

Richard Miller III is the CEO of the House of Carbonadi, overseeing brand strategy, strategic partnerships, and growth into additional markets. Miller’s professional path began in the world of football after playing for Fresno State during college, where he went on to play with different arena football teams before getting the itch to go into business on his own.  Possessing a fierce natural force as an innovative thinker, he had no choice but to fulfill his destiny as an entrepreneur. Miller launched his beverage marketing career dabbling in the creation of a vitamin D water for athletes, followed by co-founding the 8 Hour Snooze, a 2oz sleep shot that was made available in GNC and 7-Eleven. With Richard’s love for beverage marketing and his fascination with the science of luxury marketing, creating a luxury spirit such as Carbonadi was inevitable.

Realizing the void in the ultra-premium vodka space and the lack of trade up options, Miller geniusly thought to incorporate Italian wheat into the beverage making process as it was unique and wildly under-utilized. With luxury in mind at all times, the idea of using rare carbonados or “Black Diamonds” for the filtration method was a perfect fit for the brand allowing the liquid spirit to specifically to be sipped and enjoyed by itself due to these innovative and game changing filtering, smoothening techniques.

When Richard is not out personally marketing the Carbonadi brand among celebrities, influencers and various industry executives, he collaborates on product development for additional brands in a myriad of fields. Although overall, he loves to relax by reading and spending time with his wife and son.

Website: www.HouseOfCarbonadi.com
Instagram: @HouseOfCarbonadi

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Marja Norris the CEO and Founder of MarjaNorris.com, a company dedicated to helping women achieve their career goals with style and confidence joins Enterprise Radio. Her latest book, The Unspoken Code: A Businesswoman’s No-Nonsense Guide to Making It in the Corporate World, provides women with the tools to awaken their dreams and reach their highest goals.

This episode of Enterprise Radio is working in association with the Author Channel.

Listen to interview with host Eric Dye & guest Marja Norris discuss the following:

• What was your motivation for writing the book?
• You talk about the abc’s in getting ahead…(a great attitude, good business behavior and business confidence). Why?
• In the book you analogize a woman’s life to a woman holding a glass of water with six holes in it.  Explain what you mean.
• What gifts do women posses that men generally don’t easily acquire?
• You focus on the number 12 as the end result benefit for diversifed companies, based on a scale from one to ten. What are you referring to?
• You tell women to put on their own oxygen mask on first.  Tell us more.
• In your book, you teach women to get comfortable being uncomfortable in dealing with strong alpha personalities. Explain.
• Why is dressing for success so important when the corporate world in going so casual?
• What other tips do you have for women in the workplace?

Marja Norris is the CEO and founder of MarjaNorris.com, a company dedicated to helping women achieve their career goals with style and confidence. With a distinguished career in finance, she has successfully navigated the male-dominated business world and is passionate about coaching women on how to be taken seriously, be heard, and get what they want at work. Her latest book, The Unspoken Code: A Businesswoman’s No-Nonsense Guide to Making It in the Corporate World, provides women with the tools to awaken their dreams and reach their highest goals.

Website: www.MarjaNorris.com

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