Evan Harris, Co-owner of SD Equity Partners, a family run real estate financing company based out of San Diego, California that focuses on loans for real estate investments joins Enterprise Radio.

Listen to interview with host Eric Dye & guest Evan Harris discuss the following:

• Why did you choose to start a family business?
• What are the benefits of going into business with your family members?
• Are there any drawbacks or precautions that entrepreneurs should take when starting a family business?
• What tools, practices, or resources would you suggest to those entrepreneurs looking to launch a business?
• When did you know it was time to expand and grow your own business?

Evan Harris is the co-owner of SD Equity Partners and has operated the business since 2009.

Evan launched SD Equity Partners with his wife, Liila, in 2009 and has since become a real estate expert. With a focus in real estate financing and investor relations, Evan, Liila, and the SD Equity Partners team fund real estate transactions that help grow communities and provide positive returns on financial investments.

From fix and flip loans to standard hard money lending, Evan and the SD Equity Partners team understand the needs of both lenders and investors and work hard to ensure that every real estate transaction is a success.

Website: www.sdequitypartners.com
Facebook: facebook.com/SD-Equity-Partners-Inc

Joe Costa, the President and Founder of Averica Land Development Services Inc., a land management company serving Developers and Investors out of Toronto, Canada in all areas of land development from acquisition through to completion joins Enterprise Radio.

Listen to interview with host Eric Dye & guest Joe Costa discuss the following:

• What is the state of the market in Toronto today?
• Why invest in Real Estate?
• Why invest in the Toronto Market specifically?
• What is the largest entrance barrier for investing in Land?
• What is the future of land development in Toronto?

Summary: When looking to invest in real estate development, be sure to partner (or seek the assistance from) with someone who has experience in the development specifically and not simply real estate in general. They will understand the how to navigate through the hudles and how to avoid the pitfalls.

Averica Land Development Services Inc. is a land development management company in Toronto, Canada. Serving developers and investors (large and small) in all areas of land development from acquisition through to completion.

With over 20 years of experience and following his tenure as Vice President for one of Toronto’s largest developers, Joe Costa founded Averica in December 2014. He is a University of Toronto graduate and holds a Professional Engineering license (P.Eng.) in Civil Engineering.

At Averica, whether it’s commercial, industrial, or residential, they are best suited to help execute your ideas and turn them into profitable investments. With a philosophy driven to provide results, Averica has quickly gained a reputation for maximizing developer profits in the least amount of time.

Website: www.averica.ca

Samuel Strauch, the Founder and Owner of Metrik Real Estate, headquartered in South Beach, Florida with operations in several Latin American countries joins Enterprise Radio. His company provides equity and development, brokerage, and management services.

Listen to interview with host Eric Dye & guest Samuel Strauch discuss the following:

• As your business, what services does Metrik Real Estate offer and what does the company do?
• What are the most challenging aspects of your business (Metrick Real Estate)?
• How did you learn about Flow and Happiness?
• What are some of the practices that you do to work at optimal capacity and to emulate the state of flow?
• In your opinion, what are the basic pillars to improve both your professional and personal life?

Samuel Strauch completed his undergraduate degree in business at Hofstra University in New York. He also completed studies at the Erasmus University in Rotterdam and Harvard University.

Strauch started his career in banking but eventually joined his family Real Estate business in South Florida. In 2002, Strauch started his own company which he has continued to grow to this day, successfully integrating a platform of complementary enterprises in equity sourcing, acquisitions, development, management, and brokerage of real estate in South Florida and Latin America.

Strauch is an active investor in several other internet and restaurant businesses and is a an avid art and photography enthusiast.

Website: www.metrikholdings.com

The views and opinions expressed on any program are those of the persons appearing on the program and do not necessarily reflect the views and opinions of The Entrepreneur Podcast Network – EPN.

Isaac Ohayon and Naomi Alter-Ohayon, Owners & Founders of Masada Custom Builders, a custom design-build team for residential properties joins Enterprise Radio.

Listen to host Eric Dye & guests Isaac Ohayon and Naomi Alter-Ohayon discuss the following:

• Tell us your background and how you got started in building and designing homes.
• How does Masada Homes differentiate itself from its competitors?  What problems do you solve for your investors/clients?
• Can you tell me about your day-to-day operations? What does a day in the life of Masada Custom Builders look like?
• What is your favorite part of running Masada Custom Builders?
• You recently sold three multi million dollar homes called Queen Sheridan. Tell us about those builds and what makes those homes unique?
• Are there any other projects on the horizon?
• What is one piece of business advise you want to leave with our listeners?

Masada Custom Builders was created in 1987, by Isaac Ohayon and Naomi Alter-Ohayon. A pedigree of first-class carpentry and design is behind Isaac, who first learned the trade from his father, a master carpenter to the King of Morocco. The guiding principles of Masada are superior craftsmanship, cost effective production, unparalleled reliability and outstanding client satisfaction. Masada works closely with neighborhood associations, as well as many prestigious architectural firms. Their custom homes can be found throughout Center City Philadelphia, the surrounding Philadelphia Main Line suburbs, New Jersey and Delaware. Taking into consideration the regional ambience of each location, the homes are a marriage of function and design.

Website: www.masadabuilders.com
Facebook: https://www.facebook.com/masadacustombuilders

Michael Shapiro, the Chairman and Chief Executive Officer of HÔM Sotheby’s International Realty, that has become the leading purveyor of luxury real estate and related services in the region joins Enterprise Radio.

This episode of Enterprise Radio is brought to you by DesignCrowd.com. Learn more and receive your Entrepreneur Podcast Network $100 VIP offer when you start your next project.

Listen to host Eric Dye & guest Michael Shapiro discuss the following:

• What differentiates HOM from other brokerages?
• How does working with reality television stars differ from working with more traditional real estate agents? And how do you groom them accordingly?
• You have a background in economics, specifically on the trading floor in Chicago.  How does this background and these insights help to drive your work with the brokerage?
• What trends are you seeing today and what trends do you think will take Shape in the next 1 to 3 years in the real estate business?
• What do you think is the most commonly misunderstood aspect of the real estate business, and what do you wish agents better understood?

TIP: Read newspapers and devour news coverage in general – makes you better informed about data and news and more engaging with clients.

Michael Shapiro is the chairman and chief executive officer of HÔM Sotheby’s International Realty. In 2008 he purchased a majority stake, recapitalizing the corporation. Employing his specific understanding of distressed markets, gathered while working as a market maker and trader at the Chicago Board of Options Exchange for nearly a decade; Shapiro’s leadership continues to inspire tremendous advancement. Growing from 36 associates and 200 million in sales to 400 associates and over 2.5 billion in sales, the company has become the leading purveyor of luxury real estate and related services in the region. HÔM also retains a staggering 2 billion dollars in listing inventory and another 500 million in exclusive offerings.

Utilizing the business acumen garnered while making markets for stock options for Merck Pharmaceuticals; Shapiro has also developed three profitable financial divisions for HÔM including escrow, lending, and title services. Consistently active in venture capital endeavors, he has also participated the success of several other businesses. Shapiro resides in Newport Beach with his wife of twenty-five years and his three rescue canines. Committed to the community in which he lives and serves Shapiro and his wife granted the bracchae-therapy treatment facility and device to HOAG Hospital, and are avid cancer research and treatment philanthropists.

Website: www.homgroup.com

Social Media Links:
Facebook: https://www/facebook.com/HOMgroup
Twitter: @mikeshapiroHOMSIR
Instagram: @MichaelScottShapiro

Sahil Gupta, Co-Founder of Patch Homes a modern, consumer focused company that is helping homeowners access their home equity wealth without the burden of debt and monthly payments joins Enterprise Radio.

This episode of Enterprise Radio is brought to you by DesignCrowd.com. Learn more and receive your Entrepreneur Podcast Network $100 VIP offer when you start your next project.

Listen to host Eric Dye & guest Sahil Gupta discuss the following:

• How did you and your co-founder, Sundeep Ambati, come up with the idea for Patch Homes?
• How would you describe Patch Homes?
• How do defer from a traditional loan offerings like home equity loans and HELOC?
• What type of consumers are coming to Patch Homes today? What are they using the funds for?
• What is unique about Patch Homes that sets it apart from other offerings?
• What is next for Patch Homes?

Sahil Gupta is the Co-founder of Patch Homes and a visionary within the consumer finance space. Mr. Gupta is passionate about blending technology and financial services to develop innovative solutions to help consumers improve their financial health and well being. He has held leadership and operating roles at early stage startups and Fortune 500 companies over the past decade.

Most recently, he was an early employee at Motif Investing, a fintech startup backed by Goldman Sachs and JP Morgan, and then YCombinator startup Sliced Investing – both companies helping consumers invest their money in a novel way. Now, one and a half years into his newest venture, Patch Homes, Mr. Gupta has developed a new way for homeowners to access home equity without any interest or monthly payments.

Website: www.patchhomes.com

Social Media Links:
Facebook: https://www.facebook.com/patchhomes
Twitter: @patchhomes

Many people who are spendthrift control over their habit of spending high by avoiding going to the market. However, they get easily caught by the online shopping stores. These days, online stores are considered as the best place for shopping because the products which you get here are available at discounted prices as many sites like Flipkart coupons. But the spendthrift will remain a spendthrift and will end up buying unnecessary things which add to their shopping bills. It’s surprising to know that with the increase in number of online stores and their easy accessibility, even the misers have turned into spendthrift.

Here are some incredible ways which are trusted and proved ways to help you to save money on online shopping.

1. Know the right time to shop online

It will be amusing to know that you need to check your calendar for shopping. Checking your calendar is a great way which helps in cutting down your shopping bills. It is tempting for many people to spend their weekend in browsing for the products at the online stores. As most of the online stores offer deals and offers on Wednesday, Thursday and Friday so you should utilize these days of the week for shopping for any type of good.

2. Always keep some items in your wish list

Abandoned wish list is the biggest challenge for the e-commerce players. As they  have not been able to find out the right option yet,  so they keep  on providing high discounts to their customers who have left the items in shopping carts. They will keep on sending emails and text messages in order to lure the customers to buy the goods. E-commerce companies do this to attract the customers and insist them to buy goods from them. When you have products in your shopping cart, e-commerce players give you discounts. This trick works well two to three times only. If you do it for more time, e-commerce players consider it as your habit.

3. Use smart applications to make price comparison

There are some websites or apps which keep an eye on all the items available at online stores. When you use such websites, you will be able to know the price of the same item on different online stores. Thus, it helps you in selecting the right store for continuing online shopping. You can also know about the online coupons to add to your savings.

4. Shopping with the discount coupons 

E-commerce players keep on circulating or floating discount coupons, vouchers or promo codes in order to improve the traffic on their website. Customers are attracted with great offers on the deals just by using discount coupons. But, using the discount coupons is just not enough to save big. If you want to optimize your savings, you have to use multiple discount coupons at the same time. Look for the shopping stores which offer use of multiple coupons. Before proceeding for check out which discount coupon will help you to fetch more. Hence, accordingly you can strategically use the coupon.

5. Redemption of the smart rewards

Many websites or apps give your certain reward points for your different actions. You can earn those reward points by playing online quiz, referring the app to your friends, by doing online promotion and through several other ways. Grab those smart reward points and exchange it on the online shopping store which is mentioned on the website or app from where you have redeemed it. Now, get your gift card or special discounts in exchange for the reward points.

6. Download the shopping app to save more

Many online retailers offer more discounts and offers to their app users as compared to the website users. So, you should download the free app of the online stores from where you buy more frequently. Many times, the offers on websites and apps are completely different from each other.  When you have downloaded the shopping app, shopping will be easier particularly when the offers on app are higher.

7. Be saved from the trap of dynamic pricing

Some e-commerce players offer the same product at different prices to the customers in different regions. This type of pricing strategy is called dynamic pricing which helps the e-commerce companies to make more profits. You should outwit from the trap of dynamic pricing to save big. Clear your browsing history, log out from all the Google accounts, turn to incognito mode and select the less developed country as your home country to know the minimum price. If you know someone who lives at the place where lowest price is offered, you can get order delivery there to save lots of money.

8. Grab more coupons by using multiple accounts

It takes nothing to sign up with most of the ecommerce websites so you should create multiple accounts with different ecommerce websites. It will allow you to get many coupons on different websites so that you can buy products from the same e-commerce website by using your multiple accounts. This is one of the common strategies to save your money when shopping online.

What to do with your paper is your business. You pay cash for papers; in this way you can utilize them as you need. When you make the installment and get your paper, it turns out to be just your property. How to utilize it?

Utilize it as a layout for your own particular paper. You will complete your work quicker on the off chance that you have a format. You won’t have to consider the following point you should say. Our scholars will set up a paper that will have a legitimate stream of considerations. You can utilize different contentions and you can even have another view at the issue than the creator. In any case, it will be less demanding for you to make something comparable when you see a finished work.

Training, learning of English and composing aptitudes are essential, however individual attributes are additionally critical. When you contract hopefuls you focus on the capacity of creators to meet due dates and their relational abilities. As our customers converse with authors specifically through visit, we ensure that our journalists have great relational abilities.

Many do not know what steps to take to buy custom essay online.  BuyEssay can give you help in many controls, including English and writing, business and administration, advertising, financial matters, history, brain research, logic, human science, social insurance, life science and law. Our scholars adapt to assignments quicker and superior to some others since they deal with orders in disciplines they are proficient at.

Take certain thoughts for your papers. When you start to explore the subject, first you believe that there is such a great amount of data on it that you don’t realize what to include your paper. On the off chance that you purchase custom article papers, you can take data from the paper you purchased however display it in your own particular manner. This implies you will take just certainties from a paper you purchased and introduce your own sentiment of these realities.

Present this paper to your educator. You can present the paper as though it is your own work. Be that as it may, we don’t prescribe you to do this since you’ll avoid the subject. It will be troublesome for you to keep considering that train in the event that you don’t know about the particular subject. In this way, reconsider before submitting purchased papers. Maybe it will be more helpful for you to chip away at this subject more.

Summarize this paper. In the event that you summarize the paper, you will comprehend the point well. This is a decent option on what to do with your exposition. While summarizing, you can change a great deal of things in the article. You can include or erase something in the event that you need however ensure this won’t destroy the structure of the paper.

Lowell Martin, an Independent Business Owner from Amway, the world’s largest direct selling organization worldwide joins Enterprise Radio to shares how entrepreneurs can empower others.

Listen to interview with host Eric Dye & guest Lowell Martin discuss the following:

• Can you share your background and how you began working as an entrepreneur?
• What types of challenges/obstacles did you face in your early days of being an entrepreneur?
• How does networking play a role in your ability to achieve success as a direct seller?
• What role do leadership qualities play in developing a successful business?
• How has being an entrepreneur enabled a more flexible professional and personal lifestyle?
• What advice do you have for other entrepreneurs looking to start their own businesses in your industry?

Lowell Martin grew up with an entrepreneurial spirit. He was part of a family retail business for 30 years, until retiring in 2012 to pursue other interests. Lowell and his wife, Karen, have owned Martin Enterprises, a successful Amway business, for nearly 35 years. They also founded Mission212, an organization dedicated to helping others start and succeed in their own businesses. This work has led to his passionate pursuit of knowledge about people, principles of success, leadership and team building.

Lowell and his wife have conducted numerous speaking engagements in the U.S and around the world, including Czech Republic, South Africa, Canada, Greece and the UK. In 2016, Lowell became a certified leadership trainer with the John C. Maxwell organization.

Lowell thrives on adventure and challenge. He enjoys riding motorcycles, hunting, and water sports, especially barefoot skiing. Lowell and his wife of 33 years reside in Chambersburg, Pennsylvania and have two adult children. You can contact Lowell at lowell@martinenterprises.net.

Website: www.amway.com

Social Media Links:
Facebook: https://www.facebook.com/AmwayUS
Twitter: https://twitter.com/amwayus

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In the event that you are searching for independent written work assignments, there are various routes in which. The best part about independent composition is that you can pick and pick what you need to compose and when. In any case, first you have to know where to discover these assignments.

There are an assortment of ways that you can get independent written work assignments. Here are some to consider:

• Create your own site to offer your administrations. Incorporate examples, references, involvement and different subtle elements that will enable the potential customer to confirm that you are the perfect individual to enlist for the activity.

• Do some professional bono work for non-benefits to help get the word out about your identity. This is an awesome approach to do a decent deed and furthermore get some free showcasing for yourself.

• Use offer locales. There are drawbacks to offer locales for composing assignments yet there can be genuine advantages to them also. At the point when utilized effectively, you can locate some awesome open doors as an essayist on offer locales. Now there many students are wondering how to do my assignment and choose online services for writing papers work.

• Apply specifically to composing employments that intrigue you. Search for Internet promotions, work advertisements and occupation sheets and apply to the written work employments that intrigue you that you are fit the bill for.

• Apply to organizations that contract authors/independent essayists. Here and there you can get a position inside an organization that contracts journalists for different occupations and this is your immediate connect to composing assignments. Simply know that you might not have as much adaptability when you take this course finished full time outsourcing.

• Spread informal exchange that you are keen on composing assignments. Tell everybody you know. Print some business cards and bring them with you when you meet individuals.

• Use web-based social networking on the web to spread the news that you are looking for composing employments. Person to person communication destinations can be a phenomenal route today to get the message out that you are searching for composing work. Make sure to incorporate insights about what sort of composing assignments you need. On the off chance that it’s excessively unclear, you may get left behind.

• This is the reason you have to keep your vocabulary basic. A simple decide is that on the off chance that you don’t utilize the word in regular discussion, don’t utilize it. Influence your written work to peruse like you are conversing with the group of onlookers.

• You’ll additionally need to keep your passages short. Taking a gander at a PC screen can make your eyes tired quick. Your peruser needs to get the data in little lumps so perusing your article doesn’t overpower them.

All you’ll have to begin is an email address, a paypal record and tests. Composing tests ought to be in the vicinity of 300 and 500 words, the normal length of the articles you’ll be composing. Make a point to feature your capacity to expound on various themes. Three to five composition tests ought to be sufficient to begin getting assignments.

Thomas Addaquay, the CEO and founder of Green X Prize which is a brand new global online community where socially conscious entrepreneurs can propose “green” ideas that can benefit their communities and generate profits for public, private, and corporate investors joins the Green Business Podcast Show.

Listen to interview with host Eric Dye & guest Thomas Addaquay discuss the following:

• Where did the idea for Green X Prize come from?
• What is most unique about your story?
• What are some strategies that people can use to improve their footprint immediately?
• Aside from the strategies you suggested already, what do you see as the best tools to improve our lives from a greener perspective?
• What is one book that you recommend our community should read and why?

Thomas Addaquay is a current fellow of the University of Liverpool Management School where he is pursuing a DBA. In 1999, he earned his bachelor’s degree in economics, with a concentration in computer science from Luther College in Iowa. Between 1999 and 2001, he worked as a knowledge engineer for WebTone Technologies in Atlanta, GA where he was responsible for using natural languages to feed artificial intelligence engines. He then became interested in the real estate market and decided to pursue it as a career.

After working as a real estate agent for a couple of years and acquiring some land, he conceived the idea of building sustainable communities. His hope was to revolutionize the real estate market and to change how people used and valued their homes. However, the Great Recession postponed his idea leaving him with a wealth of knowledge surrounding real estate as well as sustainability and climate change issues.

Thomas was deeply inspired to share his knowledge, so he wrote his first book Go Green, Get Rich. To further incentivize his book, he also founded the Green X Prize, Inc. which encourages like-minded global citizens to participate in the green economy. His vision has been and continues to be harnessing the creative and entrepreneurial energies of the world’s youth—and the future custodians of the planet—by collaborating in the creation and implementation of innovative sustainability-centric ideas and endeavors.

Thomas is an entrepreneur, author, and philanthropist by profession with a vision for mentoring aspiring entrepreneurs seeking to create their own businesses. He resides in Atlanta, Georgia where he enjoys spending time with his family, overseeing his companies, continuing his studies, and being an active member in the community.

Website: GreenXPrize.com

Social Media Links:
Facebook: https://www.facebook.com/GoGreenMediaLabs
Twitter: https://twitter.com/greenxprize

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Bill Masters, who is widely recognized as the Father of modern day kayaking in North America, having founded the super successful kayak brand – Perception Kayaks & also holds the world’s first patent for the 3D printer joins Enterprise Radio.

Listen to interview with host Eric Dye & guest Bill Masters discuss the following:

• How did you get the idea for 3D Printing?
• What were some of your goals for 3D Printing?
• What happened to your patent and your 3D Printing company?
• What have you learned from your experience you could share with other entrepreneurs?
• What are you working on now?

Bill Masters is an American engineer, inventor, manufacturing entrepreneur, and business advisor and mentor based in Greenville, South Carolina. He is widely known as the father of modern kayaking, but he’s also the father of 3D printing, holding the first 3D patent filed with the USPTO.

Today, Bill works to share his experience and insights with young people and a range of commercial enterprises. He also presents to academic, industry and professional groups, with a perspective that combines his humble roots, counter-cultural sensibilities and innovative approach to engineering and manufacturing.

His full list of patents related to 3D printing are: 4,665,492, 5,134,569, 5,216,616, 5,546,313, and 5,694,324.

Website: www.billmasters3d.com

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Dr. Marc Fishman, CEO & Founder of Oncology Analytics that provides comprehensive oncology benefit management services in the areas of chemotherapy, radiation therapy, and genetic testing to health plans for its members and provider network joins Entrepreneurial Fit Radio.

Listen to interview with host Eric Dye & guest Dr. Marc Fishman discuss the following:

• When and Why did you start Oncology Analytics?
• How did you go about starting it?
• What need does Oncology Analytics solve?
• How is your company different from others offering similar services?
• What do you envision for Oncology Analytics future?

Summary: You can improve quality of care for patients and save the healthcare system significant costs. Also, when starting any business you must provide a solution to a problem along with a clear Cision and mission.

Dr. Fishman founded Oncology Analytics (OA in 2008).  OA has grown rapidly, currently providing comprehensive oncology benefits management for members of health plans diagnosed with cancer. Through clinical research, patented technology and patient-focused customer services, OA ensures treating oncologists have the information they need to deliver the most efficacious, least toxic and most affordable chemotherapy treatments available to their patients.

Inc. Magazine’s 2013 Inc. 500|5000 list named OA in the top 20 of the fastest growing private health care companies in the United States. Dr. Fishman is board-certified in Internal Medicine and Hematology. Dr. Fishman developed his perspective on health care management and funding mechanisms through a wide variety of clinical experiences, including work in Kenya, New Zealand, Canada and Australia, in addition to the United States. Seeing the differences in care delivery systems, policy priorities and financing methods has provided him with unique insights into opportunities for improvement in the United States, which he is bringing to the market through OA. His combination of more than 20 years of clinical treatment experience and exposure to multi-national health systems have reinforced his commitment to value-based care for providing quality cancer treatment to all those who need it in the face of the enormous costs, waste and poorly aligned incentives in medical care.

Website: www.oncologyanalytics.com

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Thousands of college students have part-time jobs. Nobody wants to become a slave to their graduation debt. Rather than work for somebody else, some young people choose to work for themselves. They launch their own small businesses.

While being an entrepreneur usually requires more time and effort, mainly to start, self-employment can give more flexibility and money. Need a profitable small business idea? Here are 7 ideas waiting for you.

1. Tutoring

Make use of your strong understanding of a specific subject. Become a tutor.

There are websites that offer such services. Sign up, specify the subjects you’re good at, and the employer will match you with students. You can work online with learners from middle school to college level.

What to do if you want to tutor your peers but there’s already a tutoring service at your college? Savvy entrepreneurs know how to compete. They use a unique selling point. College tutoring services are usually available at certain times. Offer the schedule that fits your clients. Evening hours or weekends are the most suitable time for students.

2. An Essay Writing Service

Every business has an offer that is aimed to satisfy a particular need. Look around. What do your peers usually complain about? The difficulties with academic paper writing. Why not offer a service that could assist them in doing their homework?

If you don’t have a clear idea of what this could involve, try working as an essay writer or an editor at reputable essay writing company.

As in the case of any other business field, top quality is a decisive factor for success in essay writing market. Provide well-crafted, non-plagiarized papers. Research paper writing services by Essay Service make the customers return again and again.

3. Blogging

If you wouldn’t mind sharing your knowledge or life with other people, then this option is right for you. Are your writing skills good enough to get A grades for academic papers? Earn some cash by starting a blog!

Online blogging platforms make it easy to set up a blogging site. Revenue comes from affiliate marketing programs, like Amazon Associates, or paid advertisements. So, to make your blog a money-making machine, you need to gain much blog traffic. Take the topic you’re passionate about and provide consistent, unique content.

Being a YouTube blogger can also be a profitable business. Open your channel and upload videos based on your choice and interest. If you succeed in getting a lot of subscribers, you’ll start making cash on advertising.

Don’t forget about advertising. Social media and the word-of-mouth of the students will do the work. Once you have more clients than you can handle on your own, start looking for partners.

4. Pastries and Cake Making

Cakes are an indispensable part of most of our parties. Students like to celebrate their birthdays and other occasions. So why not to think of a career in bakery if cakes, pastries and other bakery products are in such a great demand?

If you have the skills, you can seize this opportunity and cook on order in your spare time. Once people know how delicious your products are, you will get a steady income. Word-of-mouth advertising is a powerful tool, especially in college.

5. Residential and Commercial Cleaning Services

Before moving into a new place, people usually hire a house cleaner to tidy it up. Some people are just too busy to clean their homes or offices themselves. So they use cleaning services. This is money waiting to be made.

At first, you will need to spend $50 on cleaning supplies. Second, let people know about the service you offer. Facebook has made it easy and fast to spread information. Create an appealing Facebook page for your small startup services and promote it for a little cost. From there, the opportunities will flow.

You can take out few hours every day from studying and do cleaning jobs to earn extra income. If your business takes off, you can employ other students as staff.

6. Graphic Design

Many small businesses are searching for an affordable way to gain access to professional branding, such as logos, banners, and signs. Are you well versed in Photoshop or Adobe Illustrator? Create a portfolio on Odesk, Fiverr, and Nairaland and get orders.

If you’re a student majoring in graphic design or a relative field, consider starting a freelance design business that caters to other entrepreneurs. Once your design earns a reputation of a quality product and you establish a network of contacts, the business will set you up with a full-time job after graduation.

7. Beauty Business

This is one of the most lucrative small business ideas in school. Campus is full of female students that are happy to save on beauty procedures.

If you’re a master of manicure and pedicure, offer a home nail fixing service business. You’ll only need to buy a basic equipment and charge a bit lower then beauty salons.

Can you do braids that are so trendy now? Hair braiding business will definitely bring you some cash.

Doing makeup is also a viable idea. A really talented makeup artist will never get out of money!

To provide these types of beauty services, you might need to take special courses. You will improve your skills and get a certificate proving your qualification.

Even if your academic studies are not focused on business or entrepreneurship, self-taught skills can still bring extra money. You might create a small business that grows into a big one, become an owner of a great small business, or even fail. Either way, you’ll emerge victorious. Practice that educates better than classes and invaluable skills are the things worth struggling for.

About the Author: Michelle Brooks is the content editor and contributor to EssayService blog. She specializes in general education, career, small business and self-development.

Blaine Bertsch, Co-Founder and CEO at Dryrun, a cash flow and sales forecasting tool for small business again joins Enterprise Radio to talk about the importance of forecasting both your cash flow and sales.

Listen to interview with host Eric Dye & guest Blaine Bertsch discuss the following:

• What is important to forecast to reach a yearly goal?
• How do we take a goal and make a forecast?
• Why is it important to forecast both your cash flow and sales?
• What can the forecasts tell a business?
• What’s the best way to get started on building forecasts?

Summary: Picture your cash flow forecast as a real-time document that you update weekly to keep track of your cash flow and your goals.

Blaine Bertsch is the Co-Founder and CEO at Dryrun. With a Master of Design from the University of Alberta, Blaine has more than 15 years of successful entrepreneurial experience. Today, he focuses on building cash flow software company Dryrun to help businesses and financial professionals work toward financial health through cash flow and sales forecasting. An insightful leader, Blaine is an active mentor and volunteer in his hometown of Edmonton, Alberta, Canada.

Website: www.dryrun.com

Social Media Links:
Facebook: https://www.facebook.com/Mydryrun
Twitter: https://twitter.com/mydryrun

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A personal injury can alter your life substantially, particularly if the injury is severe. It affects your ability to be employed and meet the needs of your family, as well as the quality of life in general. Therefore, it is essential and fair that you get a reasonable compensation for your loss. What most free personal injury guides won’t tell you is that there are some essential things you should know to file a personal injury claim.

Collect all information 

To increase the chances of having your claim approved, make sure you collect as much information about the incident as you can. This includes the time and date of the accident, where it happened and an exact narration of the events that led up to the injury. This helps to determine who bears responsibility for compensation. As with other free personal injury guides, the more information and facts you have, the greater your chances of making a convincing case before the judge.

Get all the documentation

The most important document is your medical bill. If you sought medical treatment for the injury, it is very important to attach the medical bills, including receipts of doctors’ consultation fee, pharmacy bills, lab test bills, and so on. Additionally, you should also include any assessment made by your physician in writing, such as the impact of the injury on your ability to sit for long hours, lift heavy loads, and any limitations on physical activity.

Get a personal injury lawyer

Your next step should be to get a personal injury lawyer. Some free personal injury guideslist names of personal injury lawyers in your city. These lawyers are experts in filing personal injury claims and getting them approved. At times, a good personal injury lawyer will help you negotiate a reasonable settlement with the other party outside the court, saving you both time and distress. The personal injury lawyer will help you ensure all the necessary documents are provided to the court, identify any weaknesses in your claim and advise you on an appropriate compensation amount.

Be flexible

You may seem that you finally have a good opportunity of getting back at the defendant who is responsible for your personal injury. But it is important to be reasonable, rational and flexible. Always aim for a mutually agreeable solution and remember that many people settle their claims out of court quite amicably. Be ready to negotiate over the compensation amount with the defendant.

Be ready to wait

Courts deal with numerous personal injury claims all the time. You will have to be patient while your claim is being processed. The first step after filing a claim is to wait for the defendant to respond. If they accept liability for your injury, your lawyers can negotiate an agreeable amount to settle the claim outside the court. However, if they deny any liability, then your lawyer will take your claim to the court for adequate compensation for your injury.

Going through a personal injury claim can be tedious and upsetting. That’s why hiring a good personal injury lawyer is a wise step since they deal with several cases each day and are familiar with how such claims are processed. Make sure that you select a good lawyer who is ready to work on your case.

Brett Bernstein, the Founder & CEO of Gatsby, a leading marketing platform for insights into customers’ social influence and automating influencer activation joins Enterprise Radio.

Listen to interview with host Eric Dye & guest Brett Bernstein discuss the following:

• You started your first company when you were in college, which then got acquired and are now on your new startup. What advice do you have for other entrepreneurs?
• Your new startup, Gatsby, is marketing tech focused on influencer marketing. What lead you to come up with this idea?
• Influencer marketing is a very hot space, how are you differentiating with Gatsby? What results are your customers seeing?
• You’ve mentioned real influencers, real micro-influencers. What do you see big brands doing wrong in influencer marketing?
• You recently launched integration with Shopify and Hubspot – those are two hugely different audiences. What does Gatsby bring to both audiences?

Summary: A lot of ecommerce sites know who their customers are, but they don’t know what their social graph and footprints are. Gatsby set out to help brands find those people and activate them to then become influencers and advocates of the brand. Marketing and ecommerce have continued to evolve to where everyone could be an influencer, it’s just about finding the people who love the brand and helping those people get something out of their love. That’s the key thing right now in ecommerce: really finding those who love your brand and working with them.

From healthy snacks to SaaS platforms, Brett Bernstein has been an entrepreneur since the beginning. From co-founding Natural Cravings in college to leading customer success and product marketing teams at Box.com, Brett has taken the lessons from his past successes to focus on the launch of Gatsby as a leader in marketing tech.

Website: gatsby.ai

Social Media Links:
Facebook: https://www.facebook.com/thinkgatsby
Twitter: https://twitter.com/thinkGatsby

People also listened to this: Why it is important to forecast both your cash flow and sales

Do you know to find a good investor? Don’t you think that it is one of the hard tasks? There are many successful investors in the market so you will have a hard time to find the best investor. But you will not find it difficult if you have the proper understanding of them. How will you find investors in Dubai? Do you any easy methods? If you are a businessman you will be able to find an investor through your knowledge and ideas. There are two main factors which you should keep an eye when finding an investor. So, what are the main factors which you should know? The experience and the education of the investor should be considered when finding an investor. If the investor has better and innovative ideas he or she will be able to become successful in the market. Why do you need an investor? Well, an investor is needed to improve the business to a better place. An investor will act as a support for the success of the business.  When an investor becomes the part of a business he or she should accept the financials agreement in the business.  Having a proper plan with the realistic goals should be the main focus of the investor. If the businessman is capable of finding the investor with the proper mindset and vision it will be a great opportunity for the business. Let us dive in.

How can you find the best investor 

Finding the best investor will not be an easy task because there are many successful investors in the market. If you consider the experience level of the investors it will be better than one another even the education level. If you consider the experience level why do you think that it is considered? Well, form the experience level you will be able to understand the most experienced investor. If you hire an experienced investor you will be able to obtain many ideas from the investor. When the experience level rises it will prove the recognition in the market. If you find the best investor it will be a great chance for your business as the investor will support to the success of the business. Through the ideas of the investor, you will be able to increase the performance of the business. If you want to find an investor it is obvious that you should spend the time and energy.

How can you trust the websites 

So, how to find investors in Dubai? Well, you will be able to find through the online websites. But that option will create another issue i.e. will it be reliable? Actually, you should not completely rely on the online websites as there are scams as well. But finding the investor through websites is the simplest option which you have so most of the businessmen use it. To be honest using this method is not wrong but the way they find it is wrong. You should research thoroughly research to find the best investor.  When you are searching for the websites you should make sure to read the reviews as it is the best way to decide whether the investor is reliable or not. An investor is important to succeed in the business. When you are selecting the investor you should make sure to find a few investors and analyze their experience, skills, education, and ideas so then it will be easy to make a decision. When you compare and contrast it will become simple to come up with a solution.

The experienced businessmen 

If you fail to find investors in Dubai you should obtain the services from the experienced businessmen. They would have the proper ideas about whom to hire and not to hire. As we alluded above, it is not difficult to find an investor if you have the proper understanding of the basic.

Mike Lukianoff, Chief Analytics Officer at Fishbowl, the leading marketing and analytics solutions provider for the restaurant industry joins Enterprise Radio to discuss big data and its roll in the restaurant industry.

Listen to interview with host Eric Dye & guest Mike Lukianoff discuss the following:

• Could you provide a brief history behind Fishbowl?
• What are your current solutions offerings?
• Why is big data and analytics important in the restaurant industry?
• How does Fishbowl help restaurants engage with their customers using guest data?
• What’s next for Fishbowl? Is there anything in the idea phase or in progress at the moment?

The co-founder of predictive analytics firm Czar Metrics, Mike joined Fishbowl when his company was acquired in July 2015.  He is an expert in building predictive models that support critical business decisions in the restaurant and retail industries, and he has revolutionized the way data is harnessed to understand consumer behavior.  Mike has used his expertise in analytics to provide quantitative strategic and tactical advice to a broad array of clients in those industries.

Previously, Mike served as President, North American Division, Revenue Management Solutions (RMS).  He is a registered co-inventor of two patents.

Mike holds a Bachelor of Science degree in Finance from Ithaca College and a Master of Management in Hospitality degree from Cornell University.

Website: www.fishbowl.com

Social Media Links:
Facebook: https://www.facebook.com/fishbowlmarketing
Twitter: https://twitter.com/fishbowlinc

People also listened to this: Why it is important to forecast both your cash flow and sales

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The history of securities lending and borrowing will tell you that it was an informal event between two or more brokers who didn’t have share certificates to settle their sales due to their clients who didn’t provide them to the broker at the settlement date. In this primitive state, there was no agreement as such, nor any regulation and certainly no collateral posted between parties. That same business today is now worth several billion dollars and is an important role within bank treasuries. The basic premise of securities lending is pretty simple where securities are temporarily transferred from the lender to the borrower, who is obliged to return them at the end of the term of when the lender calls them back on demand. However, the transaction is also subject to the borrower providing adequate and sufficient collateral.

This collateral primarily comes in the form of direct cash. Indeed 80%+ of collateral volume is cash. However, modern day banking now sees debt instruments (usually investment grade only), commercial paper, bank acceptances, high quality equities and preferred equities and letters of credit as well as convertible debt instruments. Once the collateral has been agreed upon, the next parameters completing the transaction are the initial margin (which is the level of margin required at the beginning of the transaction), maintenance margin (which is the minimum level that needs to be maintained throughout all market fluctuations) and concentration limits (the maximum percentage of any issue that falls within acceptable parameters). The lender receives the collateral in a segregated account and will mark to market the collateral at the end of each trading day. This type of transaction represents the bilateral transaction.

With the rise in the importance of securities lending, the conventional bilateral transaction added one more player in its chain – something commonly known now as a tri party collateral agent. In this type of transaction, the third player (the “Agent”) will be the one responsible for marking to market the collateral and distributing the results to the lender and borrower. The Agent is paid through the borrower normally who provides a flat fee for their services. This tri party transaction has given rise to a debate where critics say that lenders who are flexible with collateral requirements generally get higher fees attached to their names. However, proponents of this transaction argue that such lenders are able to attract more borrowers due to their flexibility and thus enhance their revenue base as a direct result of that borrower interest.

This gives rise to the question: Why is securities lending and borrowing growing in importance? Banks have identified three main reasons that drive security lending businesses. The first one is to borrow to cover a short, whether it be covering to avoid a settlement failure, market making to create two-way price liquidity or directional shorting where speculation is involved. This is by far the most common reason as hedge funds and other alternative asset managers who are frequently taking short positions engage in securities borrowing to avoid being short-squeezed or to leverage their positions and magnify their returns. Another reason to pursue this is to make arbitrage profits where they can be used to cover a short or hedge a long position, particularly in the cases of convertible bond arbitrage and relative value arbitrage. Lastly, they are used as temporary transfers of ownership to take advantage of tax laws on capital gains and dividends. In the past, investors have used securities lending and borrowing to benefit from tax treaties that vary between counterparts regarding record dates. The tax component is therefore, a good motivator to pursue this activity and earn incremental income on top of the profits off the security.

All in all, the securities lending and borrowing business has grown sharply over the last decade. With the increased proliferation of hedge funds and other arbitrage-seeking market players, the industry looks poised to add to its growing presence within investment banks as a function that provides liquidity, reducing trading costs and promoting greater price discovery.